365cash

I don't have serious complaints about this exchange service. It offers the main currency pairs and converts money at reasonable prices, but compared to other services, it falls significantly short. For example, you can't exchange all the currencies I'm interested in on one platform. There are very few options available, and popular services in Russia like Yandex.Money and Webmoney are missing. It’s also not very suitable for cryptocurrency transactions, as it only offers Bitcoin and Ethereum, along with Vex codes. It's good that it supports Sberbank and works with Ukraine's Privat24 in hryvnias. You can exchange money without registering on the site, as anonymous exchanges are provided. However, if you plan to have a long-term relationship with this exchange service, it's better to create an account to receive discounts. The size of the discount depends on the volume of exchanges within the service. To get the maximum discount, you need to exchange $20,000. This makes sense, as the discount is quite significant. For example, for some pairs, the commission is only 1%, which allows you to pay just 0.6% for the exchange—almost half the price. The exchange service does not operate around the clock, which sets it apart from others. In Moscow, it is open from 9 AM to midnight, but it's important to consider the type of exchange: automatic or manual. The automatic exchange occurs without operator involvement, while the manual one will only be completed after the exchange opens in the morning. This creates certain inconveniences, and it’s not always possible to use the exchange for the desired direction. Overall, my opinion of the service remains mixed.

Date of experience: окт 14, 2024

I really enjoy working with 365. It's a reasonable resource with normal fees that don't seem inflated. It's hard to find a better rate for many currency pairs, especially among reliable exchangers. This service has already established itself as trustworthy, has been operating for about two years, and has a good reputation. The exchange process is quick, especially with electronic payment systems: PM and Payeer are credited almost instantly, and PrivatBank doesn't delay either. As for cryptocurrency, it all depends on the network. On average, you can expect funds to be credited in about 8 minutes, according to the site's statistics, but in practice, it has always been faster for me. When working with cryptocurrency, the rate is fixed at the moment the request is created, as the transfer can take time due to the unpredictability of the network. Therefore, I receive the converted currency at the rate at the time of the request, not at the moment of receipt. For Bitcoin, only one confirmation is needed, after which the money is secured in the wallet. However, the exchange of cryptocurrency for fiat currency occurs in a semi-automatic mode. If I transfer money from one wallet to another in regular currency, no operator is needed. But for cross-currency operations, an employee is required, so buying cryptocurrency or withdrawing to an account is only possible during working hours.

Date of experience: авг 22, 2025

Working with 365cash is very simple: you choose the currency on the left, the desired currency on the right, complete the transaction, confirm the payment, and receive your money. That's it, the operation is complete. The exchange rates here are favorable, and the service is not greedy. From my experience, I can say that this is one of the cheapest exchange points I have encountered. The service is constantly updating and developing: some directions are added, while others are removed. Previously, you could exchange Yandex.Money here, but now that option has been closed, which is a pity because I liked cashing out money from that payment system. The transfer went through without the usual 48-hour hold, but then I couldn't work with the wallet for a whole 2 days. The limits only applied to the first exchange. Previously, 3 confirmations were required for Bitcoin, but now it has been reduced to 1. However, no other tokens have been added yet. BTC and ETH are good, of course, but I would like to see Monero, Litecoin, and Dogecoin here – these are promising coins that are often found on other exchanges.

Date of experience: авг 01, 2024

I exchanged bitcoins at Sberbank here several times and was not completely satisfied. The limits are set quite strangely: the minimum amount is 0.01 BTC, while the maximum is 20,000 rubles. With the current bitcoin rate, 0.01 BTC is far from reaching 20,000, so the actual minimum amount turns out to be significantly higher. I chose this exchanger because of the good rate I found on BestChange. The alternatives are not very attractive, and there are almost no other options. Other exchangers work with at least five banks and multiple payment systems, while here there are only Sber and Privat, and from more or less decent wallets, only Qiwi remains. In the end, this service seems very situational and may only be useful in rare cases; you clearly can't exchange everything here.

Date of experience: авг 27, 2025

In a year, I exchanged about 23 thousand dollars here and now I receive a 0.4% discount on all exchanges. This amount is deducted from the commission, and sometimes I manage to save more than half of it. Therefore, this exchange service now looks much more advantageous compared to others. However, if we consider exchanges without the discount, 365cash sometimes falls short on rates. Overall, the rates are regularly updated based on demand, and the exchange maintains them at an average level. For example, for a single-currency transfer (dollar to dollar, but to different wallets, "PM" to "Payer"), the commission is 0.7%, and with the discount, it’s only 0.3%. The advantage is that you can exchange currency in many directions without the involvement of operators, allowing you to use the service around the clock. However, cryptocurrency exchanges are only available during working hours. The reserves are large, which allows for transactions with significant amounts when necessary. Applications are processed quickly, and the longest waiting time I experienced was 15 minutes.

Date of experience: мар 01, 2025

This exchange really stands out among the few that work with hryvnias, especially with Privat24. The rates are good, and exchanging hryvnias for bitcoins or Ethereum is profitable. Previously, I had to do an extra conversion into another currency to exchange for crypto, but now that step is eliminated, which allows for savings. The reverse withdrawal is also available — converting crypto back into hryvnias. However, direct transfers from the exchange to the exchange service for conversion into fiat are prohibited. Now I have to first send funds to my wallet and then to the service. This is done to comply with regulations, as transfers from third parties are not allowed, and exchanges are indeed such entities. This measure is justified, as some exchanges can delay withdrawals. As a result, there are no problems with delays now, and no one loses on commissions due to cryptocurrency fluctuations. Cash to the card arrives in 10 minutes.

Date of experience: сен 01, 2024

I exchanged bitcoins on 365cash several times. At first, I had doubts, but after the first quick exchange, I started to trust this service. Now I plan to use it regularly. I recommend making sure of the reliability of this exchanger.

Date of experience: мар 14, 2025

I used to use other exchangers since most of them are electronic, and I didn't have to constantly check my email. But here, everything is different: you submit a request, and the window instantly minimizes. An email comes with a different card number. If you don't check, the money can go to a fraudulent card. And also, they collect personal data!

Date of experience: янв 11, 2025

Qiwi money is indeed popular, but you can't withdraw it to a ruble card. Only other electronic payment methods, like Payeer, are available, which disappoints me since I often use Qiwi. This is definitely a drawback for me. Otherwise, the platform works reliably and transactions are processed very quickly. There is a bonus program, but to gain a noticeable benefit from the improved rates, you need to reach a significant turnover.

Date of experience: окт 30, 2024

Pros: 1) They work quickly, most directions are updated automatically, except for crypto. 2) There is a bonus program. 3) Convenient rates. 4) Support is active, responsive, and professional. Cons: 1) To understand how beneficial the bonuses are, you need to make many exchanges for large amounts. 2) To exchange cryptocurrency, you need to contact an operator, and at night, the crypto directions do not work.

Date of experience: июн 23, 2025