PAYGET

I like exchanging currency through PayGet. Usually, the rates are good, although sometimes there are inflated prices, but I'm not going to save on small things by choosing more "profitable" services. Everything here is tested and reliable. You can exchange in many directions; the platform is not limited to just cryptocurrency, there are many popular Russian banks and international electronic payment systems. The functionality with notifications about payment specifics is very well organized. For example, if I'm working with Bitcoin, I'm immediately informed that the transaction requires 2 confirmations, and how long this will take depends on the network load. When I made my first exchange with Yandex.Money, I was warned about a daily freeze, but subsequent transfers went through in just a few minutes. If the system doesn't say anything, it means the conditions are standard; you just need to provide the details, then confirm the payment and wait for the funds to arrive in the specified wallet or account. This is very convenient for beginners who are using an exchanger for the first time. There's no need to search for information in manuals and FAQs about the nuances of specific exchange directions. Also, during the first exchange, the system automatically registers the user. A notification about the execution of the request is sent to the email, and you can track it in your personal account.

Date of experience: янв 19, 2025

The exchange service is still young, it seems like it hasn't even been a year since its launch, but in terms of service level and capabilities, it already surpasses many older services. The secret is simple – it is actively developing and not standing still, adding in-demand pairs for exchange. I appreciate that I can buy cryptocurrency directly with my Sberbank card and then withdraw it back within one service. This is one of the most popular options, although there are other banks and wallets available. The rates are attractive; I found this exchange through BestChange, and it was among the best at that time. Although it is not always at the top now, it offers better conditions than many others. I only use the exchange for cryptocurrency transactions; options like wallet-to-wallet or wallet-to-bank do not interest me. Among the available coins, I mainly buy and sell bitcoins and Ethereum, and I can also work with Litecoin and Zcash. The exchange process is quick, usually taking no more than 20 minutes. Every week, the service runs promotions, offering various benefits. For example, I once liked a promotion with a 0.5% cashback, during that period it was a bit more advantageous to use the service. Or, for instance, a favorable exchange rate with a specific payment system (like Russian Standard Bank). It’s impossible to predict what promotions the administration will come up with, so such offers become a nice addition, like a loyalty program. The affiliate program can also be considered part of this, but I don’t see much point in attracting clients if the maximum profit will only be 1% (and you need to attract 70 people, and how much they will exchange is another question).

Date of experience: май 31, 2025

I've been familiar with PayGet for not so long, initially I was cautious, wondering if it was a scam, but now I exchange money calmly, everything works without problems. This exchange service, although relatively new, is quite large. The reserves of popular banks are around 2 million, and Western wallets have about 30 thousand dollars. As a result, you can exchange significant amounts here. Conversion is available for various payment systems. Firstly, you can exchange not only rubles but also dollars. Secondly, both cryptocurrency and codes from crypto exchanges, bank accounts, and electronic wallets are available. The exchange happens quite quickly, but the speed depends on the direction. The process takes a bit longer with banks than with wallets, but in any case, the exchange does not exceed one hour. Thus, PayGet can be used for various purposes, and this exchange service is truly worth attention.

Date of experience: май 25, 2025

This exchange point is nothing special; it's an average-level converter. The fees start to rise as soon as the activity in a certain direction increases, and the rate immediately goes up. Conversely, less popular directions drop to a minimum level. This makes the exchange very situational. The same goes for the speed. The semi-automatic mode certainly increases reliability, but it also slows down the process, which is an important point for me. Different directions are converted at different speeds — this is not a drawback, but a normal market phenomenon. However, there are no hidden fees; the system informs you about all costs associated with the exchange. I have never experienced a situation where a larger amount was deducted from my account than I expected, even considering the payment system fees. Exchanges can be made from both a computer and a phone. There is no app, but the web version doesn’t overload the device, works smoothly, and doesn’t consume much traffic. In terms of convenience, it is almost on par with exchanging from a computer and is always accessible. However, I didn't like the mandatory registration for exchanges. Usually, this is done to receive bonuses and discounts, but here it is a forced measure without additional benefits. In the end, we have a fairly standard exchange service with its pros and cons, which is beneficial to use from time to time, but not on a regular basis.

Date of experience: июн 16, 2024

Advantages: a wide selection of exchange directions, support for major cryptocurrencies and Russian banks, attractive fees, regular promotions, an affiliate program, and operation without breaks or weekends. Disadvantages: increased exchange time, especially for certain directions, delays when withdrawing from EXMO, absence of many popular altcoins and some small promising forks. Overall, the exchanger is quite good. I use it to buy cryptocurrency with Yandex Money, Perfect Money, and Qiwi. I don't use cards to avoid revealing my data. However, you can only buy major tokens; the exotic ones are missing. After trading on the exchange, I often convert crypto to fiat as well. Problems have only occurred with WEX/EXMO vouchers, but it seems the exchanger is not to blame, as exchanges sometimes delay with electronic codes. The rates are quite good; the last time I exchanged Yandex Money for BTC at a rate of 586,464.97 RUB = 1 BTC, which is slightly better than the market average. For comparison, the reverse transaction goes at 1 BTC = 561,710.58 RUB, with the difference between directions being less than 5%. But it's not always like that; some directions are less profitable, and some charge about 1% for conversion. Before exchanging, you can use the built-in calculator to find out how much will be credited in the end. This may seem like a simple function, but some exchangers do not provide such information until the application is submitted. The exchange process itself is quite fast: not instant like with machines, but also not dragging on for half a day like with manual exchangers. On average, the time from the start of the application to receiving funds in the desired account is about 20 minutes. With electronic wallets, everything happens much faster, while with cryptocurrency it takes longer due to the need for network confirmation.

Date of experience: май 12, 2024

I exchanged bitcoins for rubles at Sberbank through Payget. The payment went through quite quickly, in just 10 minutes, but of course, I was lucky since the network wasn't busy. No extra information is needed for the transaction; the process is similar to other exchangers: you enter the payment details, confirm, and receive the funds. Everything is done on the website, which immediately warns about the two confirmations in the Bitcoin network and shows the current exchange rate. The service takes a small percentage for the conversion, and at least in this direction, the fee is lower than many other exchangers.

Date of experience: окт 23, 2025

I was pleasantly surprised by PayGet's work with the Kukuza card, as there aren't many exchange services that support this card. Additionally, you can also exchange money from Russian Standard and Promsvyazbank, alongside major banks like Sberbank, VTB24, and Tinkoff. Other exchange methods are more common on similar platforms (popular cryptocurrencies, electronic payment systems). Overall, PayGet offers more options, allowing you to convert funds on one platform. Although transactions are carried out semi-automatically, the money arrives quite quickly. It's not 3 minutes as stated on the website (some transactions might indeed be that fast, but I haven't experienced it), but you can receive the money within 10 minutes. When submitting an application, the current exchange rate is displayed immediately, and with the online calculator, you can assess how favorable the exchange is in advance. There are no hidden fees, and the service operates with maximum transparency. Although there is no discount system, promotions are regularly held that allow for advantageous currency exchanges or a small cashback on certain transactions.

Date of experience: мар 23, 2025

I have exchanged small amounts several times before, and everything went quite well. I chose different directions, which this service can boast about. I wouldn't say that the rates here are significantly better than those of some large services, but the popular minimum exchange directions are available. New ones occasionally appear, which is nice. As for the exchange rates, like everywhere else, sometimes there are very favorable offers, and sometimes there aren't. I choose the service based on the principle of "profitable - I exchange." Payget often comes my way. Usually, the processing time for requests fits within the timeframes indicated on the website. What else can I add? The service, as it should, diligently fulfills its obligations and does not deceive. I will keep an eye on its development, as the team constantly updates the site. Let's see how the work progresses.

Date of experience: апр 21, 2025

I don't always use this exchange service, as the rates here are not always the most favorable. Nevertheless, it definitely ranks among the converters I occasionally turn to. The reasons are as follows: 1) I have tested it in action, and it reliably transfers money at the agreed rate without any losses; 2) transactions are processed quickly (it operates in semi-automatic mode, which ensures reliability and speed); 3) the exchange has good reserves, so there are no delays with exchanges until they are replenished. When deciding whether to use it for a specific exchange or not, I refer to monitoring services. If it ranks among the top, and the rate is better only with some unverified and unfamiliar exchanges, then I choose it. If there are more favorable offers from those I have already used, then I decline. It's quite simple. Objectively speaking, the exchange is decent. Here, in addition to the solid reserves and high processing speed mentioned above, there is a wide selection of supported currencies, including cryptocurrencies and exchange vouchers, as well as bank cards and popular wallets. It's important to keep an eye on the rates, as, like any exchange, they adapt to the market: when there is increased demand for a certain direction, the commission rises, making the exchange less favorable. And if something is not being exchanged, the commission can be almost completely removed, allowing the conversion to happen effectively at a 1 to 1 rate.

Date of experience: авг 07, 2025

Unfortunately, the list of options does not include familiar electronic tools like QIWI and Yoomoney. However, there is the option to exchange with Capitalist — this is still an unusual but gradually gaining popularity direction. The exchange rate with Capitalist, by the way, is quite acceptable. The exchange happens automatically, which is very nice — you don't have to wait for an operator to process your request. The money from Capitalist to Sber came to me in 3 minutes.

Date of experience: авг 05, 2024