I activated T-Pay as a payment method, and customers are using it actively. It's safe, with no need to enter card details, just a confirmation in the app. The fewer steps in the purchase process, the higher the likelihood of completing the transaction. It's especially convenient for mobile payments. The downside is that it requires some setup, but it's just a couple of clicks. I didn't set it up right away and forgot about it; I did it in January of this year, and the conversion started to grow. Recommendation: connect it right away.