The only downside of this exchange for me is working with crypto wallets. Depositing and withdrawing funds is only possible through crypto wallets, and it's preferable to use a Bitcoin wallet, as transactions go through faster, in my observation. Familiar methods for online work, such as Webmoney, Qiwi, or even Yandex.Money, are absent here. Therefore, cashing out the wallet requires several steps, including exchanges, which leads to losses on conversion, and that's a downside. The exchange can be considered as a wallet for storing currency, but the decision to use this option or not is up to each individual. Personally, I don't really trust online platforms, but I still keep a small amount in my account. This is necessary for working with volatile currencies, as you never know in advance which rate will rise or fall, so for effective trading, it's useful to have an extra thousand or two dollars in cryptocurrency on hand.