A good payment system. I've been using it for three years now, transferring money to other people, receiving payouts, and withdrawing funds from various platforms. Transfers are made quickly and with quite acceptable fees. There's no point in nitpicking; first, find lower rates. To withdraw money to a card, you only need to pay 2.5% — that's really not much. It's convenient to store funds here and convert them into one currency. Initially, there are several accounts: besides the ruble account, there are also two currency accounts — in euros and dollars. Cryptocurrency accounts for working with bitcoins are also available. The payment system offers "everything included," as besides the card, you can withdraw money to many other services. However, the fees can vary, so it's worth choosing the most advantageous option. The wallet has different statuses: before identity verification, it is anonymous, and after sending your passport, it becomes verified. You can make it public so that other users can see it. All of this affects limits and possibilities, so I recommend sending your data. As for security, they are doing well; money is not withdrawn without reason, and it seems they haven't been hacked. An excellent choice for both storing funds and making transfers.