I have been working with Kapitalist for a long time, and I have never been disappointed with the payment system. For me, it's the perfect way to receive payments from foreign clients in freelancing. They offer various payment methods, and I don't want to open wallets in PayPal or Payeer. They transfer money to my Kapitalist account, and I then withdraw it to the payment system I need. Usually, it's a card, but sometimes to Yandex.Money. The difference between them is 0.5%. If I don't have a YD card, it's better to withdraw directly to a regular bank card. The fee for the card is 2.5% for transfers over 800 rubles (if less, an additional 25 rubles is charged), while for YD it's 2%. When I got the card, it became a bit more profitable. But even with these percentages, the benefit is significantly higher than when I was converting through exchangers, which I did before. All internal transactions are free, and this is especially appreciated by clients who are also registered with Kapitalist. An undeniable advantage is the multi-currency wallet, including with bitcoins, and thanks to the registration address of the payment system, I am exempt from taxation. Although to access all the features, I had to go through verification and provide documents. I have never encountered problems with unexpected fees or losing money from my account. All transactions are processed quickly, both incoming and outgoing. All fees are known in advance, and I only need to receive the pre-calculated amount.
