I switched to Kapitalist a year ago and have never regretted that decision. In the app, there is the ability to transfer money between users without any fees, as well as to convert currency at a favorable rate, including cryptocurrency. Transfers to a bank card are easy, and verification is done by entering a code from an SMS. The fee for transferring to a plastic card is only 2.5%, which is significantly lower than other e-wallets. And for transfers to other e-wallets, the fee is even less.
