A convenient payment system for international transactions. It is confidential, almost anonymous, and supports multiple currencies. There is an option to make transfers via SWIFT and SEPA. I often shop at online stores, and recently the ability to top up my account in bulk became available. The fees are displayed immediately when entering information, and I haven't had any issues with withdrawals; the wires arrive in a maximum of two days. I use an SMS code for payment confirmation, although my friends recommend choosing another method as there are four in total.