I work with VTB offers. For me, they have already proven to be reliable; payments occur consistently, and I haven't encountered any unjustified refusals during this time. I use debit and credit cards, and I also engage in investments. I spend about 15,000 rubles on advertising, while my net profit per month is around 80,000. However, I cannot call Workle a passive income. It requires time: from posting ads to consulting with clients and filling out applications — all of this takes more than just a few minutes. At the moment, this is my main job, and I am satisfied with it. It's important that they have a wide selection of offers from large companies and no obstacles for webmasters. All withdrawals are processed without issues, and they don't require any traffic or statistics confirmations; everything is organized clearly.