Previously, I used another provider for these services. The main difference was that there you could top up the balance of a virtual card via the SBP. However, payments for ChatGPT did not go through on that card. The support service couldn't help, so I decided to look for an alternative. Here, I was able to pay for ChatGPT without any problems. But topping up the card balance turned out to be a real challenge. First, you need to choose a cryptocurrency, then go to the Cryptomus platform, copy the wallet address and amount, then go to Bybit, buy crypto with fiat, and transfer it to the address from Cryptomus, after which you have to wait for the crediting... The whole process takes a lot of time and is inconvenient. Simply transferring money via SBP would have been much easier.
