An interesting system... They promise to issue a loan without leaving home in 15 minutes. In reality, registration on the website took me 9 minutes, after which I waited about 15 minutes for an employee to call me to clarify my details, which took another 6 minutes. They offered 2 options for receiving the loan: to a QIWI wallet or to a bank card. I chose the card because it didn't require me to leave home (for QIWI, I would have had to visit the bank), sent the application... I waited another 2 hours for the money.
IN TOTAL: registration actually took about 35 minutes, and then after 2 hours the money came, totaling two and a half hours... The only plus is that I really didn't need to leave home, the downside is that the actual timelines differ from what was promised... But overall, it seems to be convenient.