I went to PSB-RITAIL to get a credit card under the PSB-classic program with a grace period. I want to apply for my first credit at the bank. I have an official work experience of 10 months, which I can confirm with my employment record. Currently, I work online and run my own business, and I can also confirm my income with documents. Recently, I applied for a debit card to withdraw my earnings. And then, just 5 minutes later, I received a rejection for the credit card — without any explanations or clarifications. I wasted almost an hour. Thank you for treating new clients this way. Congratulations "Promsvyazbank" — you just lost one of your potential clients!