I pay for premium on Spotify. Everything works great – money is deducted from my card, the subscription is active, and the music plays. There are no blocks. It may not be the most budget-friendly payment method, but I don't want to deal with cryptocurrency, exchanges, and other confusing resources. I've been using Pay for the World for a long time and have personally experienced the reliability of this service. I loaded money from a regular ruble card, it was converted to dollars – and deducted during payment.