If you need to pay for several foreign services, especially on a regular basis, it's worth getting this card. It's truly a great solution. The application process is quick, it's easy to top up, and there are no issues with payments – it's the perfect option. Throughout my time using it, I've never encountered any difficulties. However, if you need to pay for a specific service or make a one-time purchase, it's better to look for an option on a specialized website (for example, ***). It will be simpler and, ultimately, cheaper, as you won't have to pay for the card issuance and the payment commission.