For many years, I have been teaching, specializing in investing. I teach at universities and consult private clients from the business sector. So, when I was offered six months ago to become a partner of T-Bank and earn from this collaboration, I immediately agreed. I am a client myself, happily using their brokerage account, debit card, and various lifestyle services. I am more than satisfied, so to those who value my opinion, I wholeheartedly recommend all of this. Of course, I have encountered higher rates, and other affiliate programs offer a wider selection of offers, but here I am confident that I am not deceiving people, which is very important to me. Additionally, I have complete freedom in choosing what to recommend. I don't sell anything and have no plan, so I don't feel stressed. I have different tools in the program; I offer either a referral link or a promo code depending on the situation. I pay taxes from my activities as a self-employed person, and that suits me perfectly.