I use MCPay, but not for YouTube like many others. My goal is to withdraw royalties from music distribution through FreshTunes. In this case, MCPay serves simply as a tool for withdrawing funds from the platform, from which I then choose my preferred method of receiving money. Overall, the service is quite decent. I haven't encountered any difficulties or problems while working with it. The registration process was quick, I successfully passed verification by filling out the form and uploading a photo of my passport, and they checked and confirmed everything promptly. Then I enabled two-factor authentication. I withdraw money from MCPay via bank transfer using my account number. The minimum amount for withdrawal is $100. There is a 5% fee for the transfer (but no less than $50, which is quite unpleasant). There is also currency conversion. Processing time takes a couple of business days, but the money arrives consistently.
