They say they have huge reserves of kiwi money, but I couldn't find them in the list of directions. I'm curious why they even indicate the balances then? The exchange rate for Advcash and Payeer is quite low, especially for the latter. I don't recommend exchanging Payeer, USD — just spend 5 minutes, and you'll definitely find a better rate elsewhere (I found a rate for 100 dollars at around 250-270 rubles better). On the positive side, the exchange happens automatically and quickly. A couple of times I did exchange Advcash — the withdrawal speed did not disappoint.