I study abroad, and the issue of currency exchange is always relevant for me. I have tried many different options, but this online exchange service really impressed me. First of all, they have an excellent rate! I haven't found such favorable offers anywhere else. Secondly, all transactions are conducted online, which eliminates the need to go somewhere and stand in line — it's very convenient, especially when time is tight. Thirdly, the exchange fee is minimal, which is also a plus. As for drawbacks, I can note that sometimes there are delays in the money arriving on the card. But this doesn't happen often, and considering all the advantages, I'm willing to wait a little.