It's a great idea to create a fintech product that doesn't require its own license and lengthy development. I'm curious about how quickly moderation takes place before launching the bot and if there are any restrictions on the volume of issuance for new users. The ability to customize the design to fit your brand is probably the main advantage that sets this project apart from regular affiliate programs. The only thing I would like to clarify is how transparent the markup calculation system is and how often you can withdraw earned funds in USDT? It would be awesome to see integration with other networks besides TRC20 and TON in the future to expand the audience. Overall, the concept looks complete and in demand. Wishing you success in your development!