I urgently needed a 2-NDFL certificate because my husband and I were planning to take out a mortgage for an apartment in a new building. A baby is on the way, and we desperately needed to expand our living space. My problem was that I was on maternity leave, and no one would allow me to be a co-borrower on the mortgage. Of course, we didn't want to involve third parties. We thought long and hard about what to do. We searched the entire internet for a solution. Many companies popped up that were willing to provide me with a 2-NDFL certificate. But as soon as I started reading reviews, my desire to purchase the certificate vanished; everywhere I read about scammers and other horrors. Then I came across this company. The first thing that caught my attention was the good and user-friendly website interface. The navigation system is simple. The site has a lot of useful articles and information about the lending market and documents in general. There are contact details, working hours, several email addresses (depending on the questions you have), and three addresses where you can visit any office. Also, on the website, under the Services tab, you can familiarize yourself with the full list of all the certificates and documents you can order. Accordingly, next to the Services tab, you'll find the Prices tab, where you can immediately see the pricing for each certificate. I was pleased that this information is open to potential clients. You can review all the information yourself without having to deal with a pushy manager on these matters. In general, I ordered the 2-NDFL certificate. They provided a guarantee for it. They only work with real existing organizations! No one-day firms. I was also surprised that they didn't ask for 100% payment upfront; the company does not operate on a prepayment basis. I only paid after the documents were handed over. When my husband and I went to the bank, I was very anxious that something might go wrong, but those fears were unfounded. My certificate was accepted without any issues. They stated the necessary income for the mortgage to be approved under more favorable conditions. In the end, everything worked out; my husband and I are happy and living in our own home!)) By the way, it took about 3 weeks to prepare the certificate. I think that's not such a long time. When it comes to needing a large loan or mortgage, waiting is worth it))) Now that I've experienced it myself, I know that if anything comes up, I will turn to them again, and I recommend them to all my acquaintances.